Terms of Use

Please read these Terms of Use ("Terms") carefully before using Valuepoint Labs ("the Service"), a service operated from Finland.

1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part, you may not access the Service.

2. Description of Service

Valuepoint Labs provides an AI-assisted platform for generating quantified, customer-specific financial business cases from vendor benefit statements. The Service is intended for B2B sales, procurement, and finance professionals.

3. User Accounts

You must create an account to use the Service. You are responsible for maintaining the confidentiality of your credentials and for all activities under your account. You must provide accurate and complete information when creating your account.

4. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any regulations
• Attempt to gain unauthorised access to any part of the Service
• Interfere with or disrupt the integrity or performance of the Service
• Reverse engineer, decompile, or disassemble any part of the Service
• Use the Service to generate misleading or fraudulent financial claims

5. No Personally Identifiable Information (PII)

The Service is designed for quantified, customer-specific financial modelling — not for processing personal data. To keep it that way, the following rules apply to every account:

1. Prohibition. You agree not to upload, submit, or otherwise transmit any Personally Identifiable Information (PII), personal data (as defined under the EU General Data Protection Regulation, GDPR), or sensitive personal information to the Service. This includes, without limitation, named individuals' contact details, employee records, customer lists tied to natural persons, health or financial data about identifiable individuals, and any special categories of personal data.
2. Representation and warranty. You represent and warrant that all business metrics, data, and inputs provided to the Service have been fully anonymised, aggregated, or stripped of personal identifying details before submission, and that you have the right to provide such inputs for the purposes of the Service.
3. Remedy. We reserve the right, but do not have the obligation, to review and delete any data that we believe in good faith contains prohibited personal data, and may suspend or terminate accounts in material breach of this policy without prior notice. You remain solely responsible for any liability arising from your submission of prohibited personal data.

6. Sharing and Shared Viewers

The Service lets an account holder ("Sharer") share a business case with other people — by a link that opens a read-only view, by inviting people to comment, or by adding co-editors who can edit a case alongside the Sharer. The following terms apply to all such sharing.

1. Shared Viewers. A person who opens a shared case by providing an email address, without registering an account, is a "Shared Viewer". By opening a shared case you accept these Terms and the Privacy Policy and agree to the confidentiality obligation below, whether or not you hold an account.
2. Confidentiality. A shared business case and its contents are the confidential information of the Sharer and the organisation it describes. If a case is shared with you, you agree to use it only to evaluate the matter for which it was shared, to keep it confidential, and not to copy, forward, publish, or otherwise disclose it to anyone the Sharer has not authorised. The Sharer may revoke a share link or your access at any time.
3. The Sharer is responsible. The Sharer decides what to share and with whom, and is responsible for having the right to do so. Valuepoint Labs provides the sharing mechanism but is not a party to, and does not control, what any account holder chooses to share. The no-personal-data rule in Section 5 applies to shared content.
4. Visibility of activity. When you view or comment on a shared case, the email you provide and a record of your access (including timestamps) are recorded and shown to the Sharer, and your comments are visible to the Sharer. This information is handled as described in the Privacy Policy.
5. Single-writer editing. Where co-editing is enabled, the Service lets one person edit a case at a time. Editing rights are granted by the Sharer and may be changed or withdrawn by the Sharer at any time.

7. Intellectual Property

The Service and its original content, features, and functionality are owned by Valuepoint Labs and are protected by applicable intellectual property laws. Your value prop data and outputs remain your property.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without any warranties of any kind. Valuepoint Labs does not warrant that the financial analyses produced are accurate, complete, or suitable for investment decisions. Outputs should be reviewed by qualified financial professionals before use in material business decisions.

9. Limitation of Liability

To the maximum extent permitted by law, Valuepoint Labs shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service.

10. Governing Law

These Terms are governed by the laws of Finland. Any disputes shall be resolved in the courts of Helsinki, Finland.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page. Continued use of the Service after changes constitutes acceptance.

12. Contact

Questions about these Terms may be directed to: [email protected]